Terms of Service

Welcome to Spliggo. By using our application, you agree to these Terms of Service. Please read them carefully.

1. Acceptance of Terms

By accessing or using Spliggo, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this application.

2. Use License

We grant you a personal, non-transferable, non-exclusive license to use Spliggo for your personal budget management purposes. This license is subject to the following restrictions:

• You may not modify or copy our materials
• You may not use our materials for commercial purposes
• You may not reverse engineer our software
• You may not remove any copyright or proprietary notations

3. User Accounts

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

4. Financial Information

Spliggo is a budget management tool and does not provide financial advice. The information provided by our application is for informational purposes only. You should consult with a qualified financial advisor for personalized financial guidance.

5. Data Accuracy

You are responsible for ensuring the accuracy of the financial information you input into Spliggo. We are not responsible for any errors or omissions in the data you provide or any decisions made based on this information.

6. Service Availability

We strive to ensure Spliggo is available 24/7, but we do not guarantee uninterrupted access. We reserve the right to modify, suspend, or discontinue the service at any time without notice.

7. Limitation of Liability

To the maximum extent permitted by law, Spliggo shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use or inability to use the application.

8. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of the jurisdiction in which Spliggo operates, without regard to its conflict of law provisions.

9. Changes to Terms

We reserve the right to modify these Terms of Service at any time. We will notify you of any changes by updating the "Last updated" date. Your continued use of Spliggo after any modifications indicates your acceptance of the updated terms.

10. Contact Information

For questions about these Terms of Service, please contact our support team at simon@hubbardfam.com. We are committed to providing timely support and typically respond within 24-48 hours.