Privacy Policy

Spliggo ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use our budget management application.

Information We Collect

We collect information you provide directly to us, including:

• Account information (name, email address)
• Partner information (name, pay schedule, income - encrypted)

Local Device Storage

Important: Your financial data including expenses, savings goals, and mortgage/rent information is stored locally on your device only. This data is not uploaded to our servers. This means:

• Your financial details remain private on your device
• We cannot access or recover this data
• If you delete the app or clear app data, this information will be permanently lost

We recommend keeping your own records of important financial information.

Data Encryption

Sensitive information stored on our servers (such as partner income details) is encrypted using AES-256-GCM encryption, an industry-standard security measure. This ensures that even in the unlikely event of unauthorized database access, your financial information remains protected.

How We Use Your Information

We use the information we collect to:

• Provide and maintain our services
• Process your transactions and manage your budget
• Send you technical notices and support messages
• Improve and personalize your experience

Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. Sensitive financial data stored on our servers is encrypted using AES-256-GCM encryption. Data transmitted between your device and our servers is protected using HTTPS/TLS encryption.

Data Sharing

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

• With your consent or at your direction
• To comply with legal obligations
• To protect our rights and prevent fraud

Your Rights

You have the right to:

• Access and receive a copy of your personal data
• Correct or update your information
• Delete your account and associated data
• Opt-out of certain communications

Contact Us

If you have questions about this Privacy Policy or our privacy practices, please contact our support team at simon@hubbardfam.com. We typically respond to inquiries within 24-48 hours.